Education Funding

We will provide plans for parents to save funds during a child’s younger years, and then draw on the funds when the child goes into a higher education college, university or specialist training RTO (registered training organisation). We will offer a choice of savings programs including shares, bonds, managed funds or ETFs.


In the figure shown, parents decide to invest $4,000 per year for 15 years between the child’s age of 4 till 18, and then draw on the funds for six years until the age 24.

The figure shows that there is a:

  • High 85% chance for $8000 pa for 6 years
  • Good 67% chance for $10,000 pa for 6 years
  • Average 50% chance for $12,000 pa for 6 years


NOTE that this assumes that the savings are invested in international and Australian shares via ETFs. The figure shows the probability, based on forecast investment returns of receiving various levels of cash flow.


To implement these plans, Mafematica will offer a choice of investment ETFs that cover the domestic and international share markets, or other asset allocations chosen by the investors.